As you probably know, Medicare is a federal health insurance program administered by the Centers for Medicare and Medicaid Services (CMS) that pays for a variety of health care expenses; typically for senior citizens who are 65 years of age and older. If you are approaching your 65th birthday, you’ve probably been getting crushed by the amount of mail, phone calls and overall information being directed your way.

To help our members and their family and friends take the Mysteries out of Medicare, The Minnesota Benefit Association (MBA) has contracted with Benafica, an Independent Insurance Agency located in Saint Paul that specializes in Medicare. They have access to all Medicare plans offered in the state and are a great resource for those of you looking to compare your retiree plan option with the plans on the individual market.

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Considering travel after vaccinations?

As more individuals are getting the vaccine, hitting the road (or sky) may become more alluring. Before you take off on your next overseas adventure, you should verify with your health insurance company if your plan includes coverage abroad. Read more

September is Life Insurance Month!

September is national life insurance month, an educational initiative to bring awareness to life insurance and provide resources to those looking to learn more. So, who really needs life insurance? It is a common misconception that life insurance is only for those who have dependents. In actuality, life insurance not only covers dependents, but can also be used for burial costs, estate taxes, and help pay off debts you may leave behind. It is never easy losing a loved one, but Life Insurance can insure your loved ones are covered should you die. Read more

The School year is around the corner!

It’s that time of year again Minnesota. Summer vacation is coming to an end, and before you know it the school year will be here. Stores are filling up everywhere with parents on the hunt to give their kids the tools for success. Whether your child is learning virtually or in class here are a few item’s you will want at home to help your student crush their lessons. Read more

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It’s hot out Minnesota and off to the lake we go!

It’s hot out Minnesota and off to the lake we go! While a weekend in the woods sounds like a well needed break, getting there can be quite stressful. Before you rush off to the woods with the car packed to the ceiling, let us help you protect your home while you’re away with this helpful vacation preparation list. Read more

Summer Pet Safety

Summer is here Minnesota, and it’s time to enjoy the great outdoors. We all love spending the long, sunny days of summer outdoors with our furry companions, but being overeager in hot weather can spell danger. To prevent your pet from overheating, take these consider these simple precautions: Read more

Congratulations Class of 2020!

Graduation season is here, and COVID-19 can’t steal it’s spirit! Graduates everywhere are hard at work wrapping up their school year, ready to celebrate this momentous occasion. While there may not be a traditional ceremony this year, graduating is a big deal and should be celebrated. Here are some safe ways to bring your family together to celebrate the graduate in your life.

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5 at home activities for the whole family. 

If you’ve been inside for days on end amid the COVID-19 pandemic, you might be getting a little stir-crazy — or at the very least, feeling bored. You don’t have to use this time to write the next great American novel; indeed, there’s a lot to worry about and do. But if you are looking for some structure in your day, here are some fun activities you can do at home during the COVID-19 quarantine. Read more

Spring forward!

The first official day of spring is March 19th! Whether there is still snow on the ground or sun in the sky it’s a great time to kick off that spring cleaning. The coronavirus is officially categorized as a pandemic, and it’s important to make this your deepest spring clean yet. The best way to minimize your exposure to the disease known as COVID-19 is to keep your home disinfected and sanitized. A deep clean for your entire home can seem a bit overwhelming, so here are some steps to get you started. Read more